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What We Cover

Every risk, covered.

From protecting your home to safeguarding your livelihood, we partner with 20+ carriers to find the right plan for you.

Personal Insurance

Comprehensive personal lines coverage for individuals and families across the Carolinas.

Homeowners

Coverage for your home, belongings, and personal liability from top-rated carriers.

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Auto

Personal auto insurance shopped across multiple carriers for the best rate on your record.

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Flood

Flood damage isn't covered by homeowners policies. A separate flood policy fills the gap.

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Personal Umbrella

Extra liability protection above and beyond your home, auto, and boat policies.

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Renters Insurance

Often $5–$10/month. Protects your belongings, liability, and living expenses as a renter.

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Condo Insurance

HO-6 coverage for your unit's interior, personal property, and liability as a condo owner.

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Landlord / Dwelling Fire

Protect rental properties you own but don't occupy — structure, liability, and lost rent.

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Life Insurance

Term, whole, and universal life policies to protect your family's financial future.

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Commercial & Business

Industry-focused business coverage from a team that understands the risks you face every day.

General Liability

The foundation of any business insurance program — protects against third-party claims.

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Commercial Auto

Coverage for vehicles owned or used by your business, including fleets and specialty units.

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Workers Compensation

Required in NC for businesses with 3+ employees. Covers workplace injuries and lost wages.

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Cyber Insurance

Protection against data breaches, ransomware, and cyber liability for businesses of all sizes.

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Tools & Equipment

Covers contractor tools and equipment against theft, damage, and mysterious disappearance.

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Professional Liability / E&O

Protects professionals from claims of negligence, errors, or failure to perform services.

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Bonds

Surety bonds, contractor license bonds, and fidelity bonds for businesses and professionals.

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Commercial Umbrella

Excess liability coverage above your primary commercial policies for catastrophic claims.

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Brokerage Services

Can't find your coverage?

We broker for hard-to-place risks — specialty industries, unique properties, and complex exposures that standard carriers decline. If you've been turned away, we can help.

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