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Business Protection

Serving businesses for
over 30 years.

From electricians to medical services — we guide businesses through policy selection, audits, claims, and certificate management.

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Commercial business insurance
What We Cover

Commercial coverage built for your industry.

Whether you run a one-person operation or manage a growing team, we have the right policies to protect your business from the risks that matter most.

General Liability

The foundation of any commercial program. Covers bodily injury and property damage to third parties resulting from your operations.

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Commercial Auto

Liability, physical damage, hired auto, and employer's non-ownership coverage for your business vehicles and driving employees.

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Workers Compensation

Medical care, lost wages, and death benefits for work-related injuries. Required in NC when you employ 3 or more workers.

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Cyber Insurance

Data breach response, crisis management, legal fees, extortion coverage, and business interruption for digital threats.

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Tools & Equipment

Small tools floaters, scheduled equipment, and installation floaters for contractors and tradespeople working in the field.

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Professional Liability / E&O

Protects professionals from claims of errors, mistakes, or failure to deliver promised services — including litigation costs.

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Bonds

Employee dishonesty, ERISA, fidelity, fiduciary, license & permit, and performance bonds for contractors and business owners.

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Commercial Umbrella

Additional liability protection beyond your standard policy limits — written in $1 million increments for broad, comprehensive coverage.

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CBD & Cannabis

Specialized liability and property coverage for CBD and cannabis businesses operating in an evolving regulatory environment.

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Drone Insurance

Complete insurance solutions for commercial drone operators — liability, professional liability, hull coverage, and certificates of insurance.

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Auto Dealerships

Dealers blanket, garage liability, and garage keepers coverage protecting your inventory, operations, and customer vehicles.

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Brokerage Services

Need something specialized?

We have access to hundreds of carriers for hard-to-place commercial risks. High-risk industries, niche operations, and non-standard businesses — we find coverage where others can't.

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