Comprehensive protection for your business vehicles, drivers, and the liability that comes with operating a fleet — from a single work truck to a full commercial operation.
Commercial auto policies start with the liability coverages your business needs to operate legally and responsibly on the road.
Covers damages and legal defense costs if your business vehicle injures someone or damages their property.
Pays medical expenses for your drivers and passengers regardless of fault.
Protects your business when your vehicle is struck by a driver who has no insurance or insufficient coverage to pay for your damages.
Covers your business when employees use their personal vehicles for work purposes — a critical gap many businesses overlook.
Protect the vehicles themselves — whether owned, hired, or leased.
Covers damage from all causes except collision — including weather, theft, fire, falling objects, and animal strikes.
Pays to repair or replace your vehicle after an at-fault accident regardless of who is driving.
Extends physical damage protection to rented, borrowed, or leased vehicles used in your business operations — up to $100,000.
Commercial auto policies from quality carriers include features that go beyond basic coverage.
If a new vehicle is totaled within 90 days of purchase, you could receive full replacement value with no depreciation applied.
Road trouble service for breakdowns, plus additional expense coverage for rental vehicles, lodging, and meals when your vehicle is out of service.
If both vehicles involved in a collision are insured through the same carrier, your deductible may be waived entirely.
Trailer and RV coverage, personal property theft from vehicles, and mobile phone equipment protection.