Most insurers steer clear of drones. Carolina Industrial provides complete insurance solutions for commercial drone operators — liability, hull coverage, professional liability, and the certificates clients require.
Standard commercial General Liability policies explicitly exclude unmanned aerial vehicles in most cases. If you operate a drone commercially — for photography, inspection, agricultural services, surveying, or any other purpose — you need a dedicated drone liability policy. Without one, a crash or incident could leave you personally responsible for property damage, bodily injury, and legal defense costs.
Covers bodily injury and property damage caused by your drone during commercial operations — the essential foundation of any drone insurance program.
Covers claims that your drone services — photography, inspection reports, surveying data — were defective or caused financial harm to a client.
Physical damage coverage for your drone, camera systems, payload, and related equipment — protecting the investment that drives your business.
Many property owners and clients require proof of drone liability insurance before granting access. We issue COIs quickly so you can keep jobs moving.
We offer access to instant drone coverage through our SkyWatch portal — convenient for operators who need to activate coverage quickly for a specific job. However, we strongly recommend a brief consultation before purchasing to ensure you're selecting the correct coverage types, limits, and endorsements for your specific operations. The wrong policy is often as costly as no policy at all.
We cover commercial drone operators across many industries — aerial photographers and videographers, real estate and construction inspection services, agricultural drone operators, infrastructure and utility inspection companies, and other professional UAS operators. If you're being paid to fly, you need proper coverage.