At Carolina Industrial, we provide top-quality Homeowners Insurance, at affordable prices. Whether its hail on your roof, a loss from a fire, or that 1 in 200 chance that a home will be struck by lightning. Our policies can even offer coverage for your treasured personal items in the comforts of your home.

Whether you’re getting a quote, or filing a claim, you’ll always talk to a member of our team, to give you the finest insurance advice possible, with your best interest at heart.

On top of this, we offer package policies, putting your Home, Auto and even Umbrella insurance together, saving you potentially thousands in premium charges.

Covering Your Home 

Our preferred Homeowners policies offer you liability, building, and personal property coverage for perils including Fire, Lightning, Theft, Wind, Hail and Accidental Discharge. We also offer various optional coverages that will help you tailor a policy to meet your individual needs.

Replacement Cost on Contents

Replacement Cost on Contents is provided with some of our plans, or can be purchased for additional premium.  This coverage provides for replacement of your damaged property without deduction for depreciation, subject to certain qualifying conditions and limitations.

Condominium and Townhouse Insurance

These policies are designed to meet your coverage requirements when you live in a condominium or townhouse.  Coverages are offered for assessed losses as well as personal property damage and liability protection.

Our Renters Package provides you with the liability and property protection renters need.  We can provide specific details on the various types of coverage available on this policy.  For complete information about the benefits and coverages of any of our homeowner’s plans, click here!

Package Policy Discount-One Policy - One Price

Carolina Industrial can place your Homeowners, Auto, Umbrella and Boat and other coverages onto one policy with one Low Price.  As a recent example, one client with a $ 1 million dollar home and two vehicles was able to save $ 1,400 per year on their annual insurance costs and even added a $1 million dollar Umbrella Policy. This policy is subject to certain underwriting requirements.

High Value Home? No Problem!

 Carolina Industrial has the ability to immediately insure Homes up to a value of $3 million.  Values beyond that are normally accessible within 24 hours.              

Additional Coverages That We Recommend

Some Coverages are not automatically included in your standard Homeowners Coverage, but can become necessary down the road

  • Equipment Breakdown Coverage

  • Backup of Sewers and Drains

  • Service Line Coverage


Get a Free Homeowners Insurance Quote

Quotes and Policies are subject to certain qualifying conditions and limitations.