Our Boat Insurance Policies are flexible to meet your cost and coverage needs. You can protect your boat and passengers with a variety of coverages.


Coverages Include:

•Your liability to others
•Medical payments
•Damage to your craft and related equipment
•Medical expenses for guests as towed water-skiers
•Damage in hauling or launching
•Loss of motor overboard
•Fire, lightning, explosion
•Sinking and stranding
•Underwater damage


About The Policy:

You can enjoy carefree cruising with our boat owner’s policy. The policy protects you anywhere in the territorial limits of the Western Hemisphere. You, your boat, outboard motor, boat trailer, plus any equipment and accessories you wish to include, are protected by your low-cost policy.

•30-day automatic coverage for newly acquired or replacement boats (that qualify under policy guidelines), motors and trailers.
•A variety of deductibles to choose from.
•An available discount if you have completed the Coast Guard Auxiliary "Safety and Seamanship" Course or the U.S. Power Squadron's "Boating Course."
•Includes coverage for scheduled trailers and equipment not permanently attached for up to to 10% of the hull coverage amount on your boat, at no additional cost.
•$1,000 per person medical expense for guest skiers ($2,000 per occurrence).
•A Boat/Home discount/credit may be available when you insure your boat and home with us.

*Refer to your specific policy for the coverage's and exclusions. Note: Not available in all states.


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